The way I see it...

Do you watch much TV between the hours of 10am to 2pm?  If so, you're probably either retired, partially retired, disabled or partially disabled.   The commercials set to run during this particular time frame are specifically aimed at the last 2 groups; disabled or partially disabled. Those commercials are by Personal Injury Lawyers and they're absolutely dominating the commercial space during that time of day.  They'll tell you that your accident could be worth hundreds of thousands of dollars and all you need to do is make one, simple phone call. The thing these lawyers fail to understand is the depth of laziness for people these days.  If someone would only make the call for them, meet with the attorney and forward all their medical expenses for them, things would be hunky-dory.  The reality is most of them will only leave the couch once or twice a day. I first noticed this daytime commercial phenomenon about 3 1/2 years ago when I retired from the full...

The 4th of July was just 3 days ago but I'm still thinking about the millions of dollars spent on legal and illegal fireworks. I totally understand that these legal fireworks stands are an opportunity for schools, churches and other needy programs to make some much deserved money.  And it never ceases to amaze me that at least 4 different fireworks booths will have their inventory stolen every year....every single year. And have you priced fireworks lately? When I was a kid, the local Red Devil fireworks stand had a pack called "The 49er" because it cost $49.99.  It was the perfect sized package deal with enough sparklers, snakes, Smokey Joe and fountains to keep me entertained for hours. When my kids were growing up, The 49er was still available, but it was now roughly the size of a shoe box.  Your $50 was gone in a matter of minutes.  This year, I saw what $100 gets you at a fireworks stand; it aint much. The average fountain is $8 and head upwards, well ...